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Monika Gupta

Managing Director @Decimal Factor, M&A, Investment Banking, Ex-HSBC, Fintech Mentor, Investor

London, United Kingdom

$800/day

Decimal Factor is a regulated credit broker for funding for SMEs and is redefining the SME ecosystem by converging Lending with Payments through digital innovation and technological advancement. Established in 2008, DF is a fast-growing profitable fintech with a track record of performance for more than 10 years. Our unique Automatic Decisioning Platform (ADP) matches lenders with the right merchants to reduce the risk of non-conforming applications. Platform Merchant 360 caters to payment needs of merchants. Responsible for UK P&L, driving new customers, revenue base, product strategy, customer service, pricing, introducing new products, onboarding new lenders and payment partners, relationship management and business development

Domain experience

Relevant Total Experience: 8 years

Seniority Level: Associate

Sector Experience: 

Alternative Finance Bank Platform Software Banks Capital Goods Chemicals Commercial and Professional Services Construction Materials Consumer Lending Diversified Financials Identity and Security Payments Personal Finance and Planning

Skills

Skilled in: Sell-side M&A

Technical Skills: Salesforce, SQL, Microsoft Excel, PowerPoint, Bloomberg, Capital IQ, Blockchain, Python

Languages: English, Hindi

Work Experience

Decimal Factor

Managing Director, UK

01/07/2020

 

- 13/03/2021

Decimal Factor is a regulated credit broker for funding for SMEs and is redefining the SME ecosystem by converging Lending with Payments through digital innovation and technological advancement. Established in 2008, DF is a fast-growing profitable fintech with a track record of performance for more than 10 years. Our unique Automatic Decisioning Platform (ADP) matches lenders with the right merchants to reduce the risk of non-conforming applications. Platform Merchant 360 caters to payment needs of merchants. Responsible for UK P&L, driving new customers, revenue base, product strategy, customer service, pricing, introducing new products, onboarding new lenders and payment partners, relationship management and business development.

Decimal Factor

Director of Investor Relations

01/10/2019

 

- 13/03/2021

Achieved oversubscription of equity crowdfunding round of $1.1m and $1m of debt during COVID 19. Assessed several investment opportunities for inorganic growth Responsible for bringing new investors, running the investor campaign, managing legal engagement, and end to end transaction execution Build strong relationships with external stakeholders including investors and provide a feedback loop to internal partners. Includes introductory meetings for new accounts/investors Managed external vendor relationships and participated in roadshow

Rise, created by Barclays - the Home of FinTech

Mentor

01/01/2020

 

- 13/03/2021

Mentor for startups at Fintech Fridays across fundraising, business development, and technology implementation

HSBC

Senior Associate, UK Banking

01/10/2017

 

- 01/09/2019

Managing a portfolio of a large family, private owned and publicly listed large UK headquartered corporates in retail, real estate, housebuilders, and industrials, as part of the Global Relationship Management team. Holistic coverage to clients to deliver end to end services including equity capital markets, risk management, debt capital services, liquidity management, balance sheet services, leverage and acquisition financing, and trade services. Generated ongoing business opportunities and drive business development across regions. Managed financial crime and credit risk

HSBC

Associate - Investment Banking (Corporate Sector Group)

01/07/2011

 

- 01/10/2017

Investment Banking Division - Global Building Materials coverage. Sub-sectors included cement, concrete, lime, insulation, flooring, HVAC, cables, pipes, and security - Associate (2015 - 2017) - Analyst (2011-2014) Select transaction experience: - Siam City's acquisition of LafargeHolcim Vietnam for US$875m - Siam City's acquisition of LafargeHolcim Sri Lanka for US$400m - Cemex Philippines IPO raising US$540m - Blackstone's acquisition of Armacell for US$1.0bn - LafargeHolcim's disposal of assets to CRH for €6.5bn - Investment Banking Division - Building Materials coverage - Associate Director (2016 - ) - Associate (2014-2016) Select transaction experience: - Siam City's acquisition of LafargeHolcim Vietnam for US$875m - Siam City's acquisition of LafargeHolcim Sri Lanka for US$400m - Cemex Philippines IPO raising US$540m - Blackstone's acquisition of Armacell for US$1.0bn - LafargeHolcim's disposal of assets to CRH for €6.5bn - Charterhouse for buyout of Armacell for €520m

Royal Bank of Scotland Group

Assistant Manager

01/07/2010

 

- 01/06/2011

Idea Cellular Limited

Summer Internship

01/04/2009

 

- 01/06/2009

Summer Internship in Strategic Finance

Education

Xavier Institute of Management

Finance

01/02/2008

 

- 01/02/2010

Narsee Monjee College of Commerce and Economics

Commerce

01/02/2003

 

- 01/02/2008

CFA Institute, USA

13/03/2021

 

- 13/03/2021

Licenses / Certificates

Kauffman Fellows

Venture Deals Summer 2020

13/03/2021

 

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