Hire best-in-class Refinance consultants & experts

Our invite-only community connects the world’s top
Refinance specialists to projects that need execution, now.

Ready in 48 hours.

merger and acquisitions recruitment platform
Selected clients and partners

The world's largest network of Refinance consultants

Our Fintalents serve clients in North America, LATAM, Europe, MENA, and APAC.

Talent with experience at
World Map

Hire your Refinance consultant in 48 hours

Fintalent is the invite-only community for top-tier independent M&A consultants and Strategy professionals. Hire global freelance M&A consultants and Strategy experts with extensive experience in over 2,900 industries. Our platform allows you to build your team of independent M&A advisors and Strategy specialists in 48 hours. Welcome to the future of Mergers & Acquisitions!


Freelance M&A consultant

Barcelona, Spain
7 years experience


Freelance M&A consultant

New York, United States
10 years experience


Freelance M&A consultant

5 years experience


Freelance M&A consultant

United States
12 years experience


Freelance M&A consultant

4 years experience

Why should you hire Refinance experts with Fintalent?

Trusted Network

Every Fintalent has been vetted manually.

Ready in 48h​​​

Hire efficiently. Your M&A team is ready in 2 days or less.​​​​

Specialized Skills​

Fintalents are best-in-class - and specialized in 2,900+ industries.​

Code of Ethics​​

We guarantee highest integrity and ethical principles.​​​

Frequently asked questions

What clients usually engage your Refinance Consultants?

We work with clients from all over the world. Our clients range from enterprise and corporate clients to companies that are backed by Private Equity or Venture Capital funds. Furthermore, we work directly with Family Offices, Private Equity firms, and Asset Managers. Most of our enterprise clients have dedicated Corporate Development, M&A, and Strategy divisions which are utilizing our pool of Refinance talent to add on-demand and flexible resources, expertise, or staff to their in-house team.

How is Fintalent different?

Fintalent is not a staffing agency. We are a community of best-in-class Refinance professionals, highly specialized within their domains. We have streamlined the process of engaging the best Refinance talent and are able to provide clients with Refinance professionals within 48 hours of first engaging them. We believe that our platform provides more value for Corporates, Ventures, Private Equity and Venture Capital firms, and Family Offices.

Our Hiring Process – What do ‘Community-Approach’ and ‘Invite-to-Apply’ mean?

‘Invite-to-Apply’ is the process by which we shortlist candidates for the majority of projects on our platform. Often, due to the confidential nature of our clients’ projects, we do not release projects to our whole platform but using the matching technology and expertise of our internal team we select candidates who are the best fit for our clients’ needs. This approach also ensures engagement with our community of professionals on the Fintalent platform, and is a benefit both to our clients and independent professionals, as our freelancers have direct access to the roles best suited to their skills and are more likely to take an interest in a project if they have been sought out directly. In addition, if a member of our community is unavailable for a project but knows someone whose skill set perfectly fits the brief, they are able to invite them to apply for the role, utilizing the personal networks of each talent on our platform.

Which skills and expertise do your Fintalents have?

The Fintalents are hand-picked and vetted Refinance professionals, speak over 55 languages, and have professional experience in all geographical markets. Our Refinance consultants’ experience ranges from 3+ years as analysts at top investment banks and Strategy consultancies, to later career C-level executives. The average working experience is 6.9 years and 80% of all Fintalents range from 3-12 years into their careers.

Our Refinance consultants have experience in leading firms as well as interfacing with clients and wider corporate structures and management. What makes our Refinance talent pool stand out is the fact that they have technical backgrounds in over 2,900 industries.

How does the screening and onboarding of your Refinance talent work?

Fintalent.io is an invite-only platform and we believe in the power of referrals and a closed-loop community. Members of our community are able to invite a small number of professionals onto the platform. In addition, our team actively scouts for the best talent who have experience in investment banking or have worked at a global top management consultancy. All of our community-referred talent and scouted talent are subject to a rigorous screening process. As such, over the last 18 months totaling more than 750 hours of onboarding calls, of which only 40% have received an invite-link after the call.

What happens if I am not satisfied with my Refinance consultant’s work?

During your initial engagement with a member of our Fintalent talent pool with no risk. If you are not satisfied with the quality of your hire for any reason then we are able to find a replacement at short notice. There is no minimum commitment per project, but generally projects last at least 5 days and can last 12+ months.

Everything you need to know about Refinance

What is Refinancing?

Refinancing is a great way to take advantage of historically low rates and get rid of debt. Learn tips and tricks on how to refinance your mortgage and whether it’s right for you. The primary benefits that refinancing offers are the opportunity to: save money by paying less in interest, consolidate debt into one convenient payment, or access cash from an equity line or home equity loan without having to sell your home. In addition, when you refinance a mortgage, the interest rate you receive will be much lower than if you had been able to purchase a new home today.

Why Refinance?

A refinance can be done for many reasons, but the most common are that you are looking to get out of debt, you want to get a lower interest rate on your mortgage, or you want to take out a home equity loan. Home equity loans allow you to borrow money against the value of your property so you can invest in something else or pay off other debts. You should also consider refinancing for any reason because it helps homeowners save money over the entire life of the loan if they are able to get a lower interest rate on their loans.r mortgage brokers so it is important to look into certification before doing any business.

Is Refinancing Risky?

Refinancing comes with two major risks:

1) losing money on your current mortgage and

2) losing equity in your home in the event of a foreclosure. high interest rate mortgage, refinancing could mean significant savings.

Refinancing in Businesses

It’s not just homeowners who are refinancing these days. Businesses are also hopping on the bandwagon in order to take advantage of rates that are still near historical lows, and to release equity in their business.

Refinancing your business can be broken down into two types; refinancing the business itself, or refinancing the real estate that the business exists in. The first is very similar to how you’d refinance your home, while the second requires additional paperwork (and expense) because you are dealing with both real property and commercial interests.

When refinancing the business itself, you will need to check your state laws and also see if there are any industry specific rules that will apply. These could include how you treat the loan as equity (when seeking bank financing) or which personal assets can be attached to it (if the business fails).

If you own real estate that your business is located in, you will have to deal with both a personal and a commercial loan. For a small business owner operating as a sole-proprietorship, these two loans are usually bundled together. However, for a corporation or partnership that owns the property, the real estate and business loans should be separate.

When refinancing the real estate, you will simply need to use traditional means such as getting a new mortgage or refinancing your existing home loan. When refinancing your business you will need to look at both traditional and non-traditional sources.

Pros and Cons of Refinancing Business Debt

The pros: Refinancing your business can be a smart move if it reduces both interest and principal amounts on loans currently owed by the company. This can quickly save tens of thousands of dollars over time, and can be an effective use of any spare cash you may have available.

The cons: Refinancing can also be a bad move if it relocates your business to a higher rate. With that said, there are often other benefits to refinancing that outweigh this potential drawback.

What about Online Businesses?

Online businesses generally do not use traditional bank financing sources like commercial banks, credit unions and SBA loans, so they should not be concerned about access to these sources when refinancing. However, they should be aware of the fees charged by online lenders.

Online business owners should make sure to do a thorough investigation of the available loans and make a choice based on which is going to save their company more money. They should also keep in mind that high interest rates might not necessarily be indicative of a failing business. Often, very high interest rates are an indication of a rushed decision or poor planning on the part of the business owner.


Refinancing business debt is similar to refinancing your home if you own a small or online business. It can be done through refinance loans, lines of credit or other types of financing that are available for residential use. Online businesses should always investigate all options before committing to refinancing any commercial property they own. The decision to refinance a loan whether personal or business should be backed by sound legal and financial evidence of the accruing benefit of such refinancing option. Choosing to refinance without adequate information could leave the business worse off than it was at best and threaten the continuation of the business as a going concern at worse. This is why it is advised that business managers engage the services of expert Debt Financing Consultants from Fintalent the hiring and collaboration platform for tier-1 Strategy and M&A professionals, to get sound financial advice.

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Hire the best Refinance specialists in 2,900+ industries

Fintalent is the invite-only community for top-tier M&A consultants and Strategy talent. Hire global Refinance consultants with extensive experience in over 2,900 industries. Our platform allows you to build your team of independent Refinance specialists in 48 hours. Welcome to the future of Mergers & Acquisitions!