Hire best-in-class Principal Investing consultants & experts

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Principal Investing specialists to projects that need execution, now.

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The world's largest network of Principal Investing consultants

Our Fintalents serve clients in North America, LATAM, Europe, MENA, and APAC.

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Hire your Principal Investing consultant in 48 hours

Fintalent is the invite-only community for top-tier independent M&A consultants and Strategy professionals. Hire global freelance M&A consultants and Strategy experts with extensive experience in over 2,900 industries. Our platform allows you to build your team of independent M&A advisors and Strategy specialists in 48 hours. Welcome to the future of Mergers & Acquisitions!

Sergi

Freelance M&A consultant

Barcelona, Spain
7 years experience

Udayan

Freelance M&A consultant

New York, United States
10 years experience

Ferhat

Freelance M&A consultant

Switzerland
5 years experience

Uhriel

Freelance M&A consultant

United States
12 years experience

Lee

Freelance M&A consultant

Vietnam
4 years experience

Why should you hire Principal Investing experts with Fintalent?

Trusted Network

Every Fintalent has been vetted manually.

Ready in 48h​​​

Hire efficiently. Your M&A team is ready in 2 days or less.​​​​

Specialized Skills​

Fintalents are best-in-class - and specialized in 2,900+ industries.​

Code of Ethics​​

We guarantee highest integrity and ethical principles.​​​

Frequently asked questions

What clients usually engage your Principal Investing Consultants?

We work with clients from all over the world. Our clients range from enterprise and corporate clients to companies that are backed by Private Equity or Venture Capital funds. Furthermore, we work directly with Family Offices, Private Equity firms, and Asset Managers. Most of our enterprise clients have dedicated Corporate Development, M&A, and Strategy divisions which are utilizing our pool of Principal Investing talent to add on-demand and flexible resources, expertise, or staff to their in-house team.

How is Fintalent different?

Fintalent is not a staffing agency. We are a community of best-in-class Principal Investing professionals, highly specialized within their domains. We have streamlined the process of engaging the best Principal Investing talent and are able to provide clients with Principal Investing professionals within 48 hours of first engaging them. We believe that our platform provides more value for Corporates, Ventures, Private Equity and Venture Capital firms, and Family Offices.

Our Hiring Process – What do ‘Community-Approach’ and ‘Invite-to-Apply’ mean?

‘Invite-to-Apply’ is the process by which we shortlist candidates for the majority of projects on our platform. Often, due to the confidential nature of our clients’ projects, we do not release projects to our whole platform but using the matching technology and expertise of our internal team we select candidates who are the best fit for our clients’ needs. This approach also ensures engagement with our community of professionals on the Fintalent platform, and is a benefit both to our clients and independent professionals, as our freelancers have direct access to the roles best suited to their skills and are more likely to take an interest in a project if they have been sought out directly. In addition, if a member of our community is unavailable for a project but knows someone whose skill set perfectly fits the brief, they are able to invite them to apply for the role, utilizing the personal networks of each talent on our platform.

Which skills and expertise do your Fintalents have?

The Fintalents are hand-picked and vetted Principal Investing professionals, speak over 55 languages, and have professional experience in all geographical markets. Our Principal Investing consultants’ experience ranges from 3+ years as analysts at top investment banks and Strategy consultancies, to later career C-level executives. The average working experience is 6.9 years and 80% of all Fintalents range from 3-12 years into their careers.

Our Principal Investing consultants have experience in leading firms as well as interfacing with clients and wider corporate structures and management. What makes our Principal Investing talent pool stand out is the fact that they have technical backgrounds in over 2,900 industries.

How does the screening and onboarding of your Principal Investing talent work?

Fintalent.io is an invite-only platform and we believe in the power of referrals and a closed-loop community. Members of our community are able to invite a small number of professionals onto the platform. In addition, our team actively scouts for the best talent who have experience in investment banking or have worked at a global top management consultancy. All of our community-referred talent and scouted talent are subject to a rigorous screening process. As such, over the last 18 months totaling more than 750 hours of onboarding calls, of which only 40% have received an invite-link after the call.

What happens if I am not satisfied with my Principal Investing consultant’s work?

During your initial engagement with a member of our Fintalent talent pool with no risk. If you are not satisfied with the quality of your hire for any reason then we are able to find a replacement at short notice. There is no minimum commitment per project, but generally projects last at least 5 days and can last 12+ months.

Everything you need to know about Principal Investing

What is Principal Investing and How Can Fintalent’s Principal Investing Consultants Support You?

Before jumping into the ins and outs of principal investing, it makes sense to define exactly what an investment is. According to Investopedia.com, an investment is “the act of committing money or capital to an endeavor (a business, project, real estate, etc.) with the expectation of obtaining an additional income or profit.” So basically, investing involves taking some cash (or other asset) and putting it somewhere where you believe you’ll get more back in the future than what you invested in the first place.

While investing isn’t rocket science, it can still be a bit of a brain teaser for some people. To make things easier, let’s break down the definitions of an investment into subcategories.

  1. Stocks are shares in a company that are bought and sold with the intention of making money through rising prices. Stocks are essentially shares in businesses, but most investors do not own actual shares in companies themselves—they own stock certificates which represent their ownership share in the company. Each stock has its own value based on supply and demand (i.e., how many people want to buy them at any given time).
  2. Bonds are similar to stocks in that they represent an ownership share in a company. However, unlike with stocks, you’re not buying and selling your bond certificates—you’re just borrowing money from a bank or other financial institution and investing it in their holdings of bonds. Banks and other lenders require that the money be invested in government securities such as bonds which pay interest after a certain number of years (typically ten years).
  3. Real estate is also considered an investment because it is bought and sold with the intention of making money through rising prices. However, unlike stocks and bonds, real estate deals involve owning ownership shares instead of ownership certificates—which makes real estate a more challenging investment to execute successfully.

These are the basic definitions of an investment, but before we get into how principal investing differs from other types of investments there are a few other things worth pointing out.

The first is that every investment entails some risk. Stocks lose value over time, people can invest in bad real estate deals that never pan out, and any number of things could go wrong with your investments. But the good news is that investments are tax-efficient—you won’t have to pay taxes on what you don’t earn. The same is true for principal investing—the only thing you’ll have to worry about when investing with PICs is paying capital gains taxes on profits if and when they come in after the fact.

The second is that while most investments carry some risk, some are just plain more risky than others. Things like investing in foreign real estate can create a lot of headaches. While principal investing doesn’t carry any risk on the back end, it does carry on the front end. It’s something to consider if you have little or no experience with investing before deciding whether or not to get involved.

Principal and traditional investment methods: Why principal investing is different

There are two main types of investment: principal and traditional (also called passive) investments. Contrary to popular belief, principal investing doesn’t necessarily mean that you must be the one doing all of the invested capital work yourself. What it means is that you’re taking money from investors and using it to make other investments for them.

Traditional investments are different because traditional investors are the ones making their own investments with their own money. However, while many individual investors make traditional investments on their own, this isn’t always the case. Some individuals choose to invest through mutual funds while others invest through exchange-traded funds (ETFs), index funds or hedge funds—all of which are types of traditional investment vehicles that invest other people’s money in various ways.

Principal investing is completely different because it involves getting other people to invest their own money in your investment vehicle. Principal investing is a type of investing that relies on the principle that by holding onto an asset for a long time it will eventually increase in value and become worth considerably more than its initial price. The key to successful principal investing is to find an investment with a high probability of increase over a long period of time. If the value of the asset increases as expected, then the investor will make a profit as it can be sold for more than the purchase price. Here’s how things break down:

Traditional passive investment: You take money from other investors and invest it based on your own credit. This means that you’re taking their money and investing it for yourself.

You take money from other investors and invest it based on your own credit. This means that you’re taking their money and investing it for yourself. Principal investing: You take other investors’ money and invest it for them.

What’s the difference, you ask? If you already have the money to invest yourself, then principal investing is a piece of cake. However, if you can’t come up with the cash on your own, traditional passive investment is the way to go as it allows you to invest other people’s funds in a tax-advantaged manner. In principal investing, however, you’re taking their money and putting it back into your own investments to begin with—and this means that you’re going to have less taxable income from profits potentially coming in from those investments because there will be no capital gains taxes to pay out.

The main takeaway here is that while both principal and traditional investing can provide you with great returns in the short term, only traditional investing offers tax advantages to investors. You can use this in your favor when you’re deciding where to invest—and what type of principal investing opportunities to pursue.

Principal investing is all about the future

While becoming a principal investor doesn’t mean that you have to be an actual investor yourself, many people are happy with their traditional investments and don’t see the need for becoming a principal investor. In principal investing, however, you’re going to be responsible for the entire investment being made—and all of the risks that come with it. And while most traditional investments have a fixed timeline attached to them that you must watch very closely, principal investing doesn’t have a fixed timeline. You don’t have a set number of years in which you’ll need to make investments or when you can expect returns on your capital.

What’s more, while most people invest in stocks and bonds for their potential to gain value on the back end (in other words, stock and bond prices go up over time), principal investing is about waiting for gains (or losses) to occur on the front end—hence its name. Principals are in the business of investing for the future in order to come out ahead in the long-term. This means that you’ll be managing your investments carefully, keeping an eye on the markets and keeping tabs on when to invest, when not to invest and what investments might be worth pursuing.

As with traditional investing, there are no set rules when it comes to managing your principal investments. You can buy whatever you want with them—and you can buy or sell these things whenever you please. You can keep up with investment news which will help you know when it’s best to invest or hold off until market conditions improve.

Principal investors don’t have it easy

The bottom line is that while principal investing can be a great way to invest other people’s money and gain on the front end, it doesn’t mean that you won’t have to put in any work. You still have to manage your investments in the same way that you would manage them if you were actually the one investing your own capital. You’ll need to be constantly aware of market conditions in order to make educated bets on when you should invest or hold off until market prices improve.

At the same time, you’re not going to be able to make returns on money invested without taking risks. You’ll have to think about the risk-to-reward ratio of any potential investment—and whether or not it’s worth taking a chance on.

No matter how you look at it, principal investing is a major undertaking. If you want to become a principal investor, you need to know that it can be an intense process that requires much attention and constant monitoring over short periods of time. It’s not something that can simply be done overnight—and if you’re serious about getting into this type of investing, then expect to put in much more work than what’s required by traditional investing methods.

Principal investments: The pros and cons

The biggest benefit of principal investing is that it can be a great way to make money for your future. You’ll be able to make the most of the tax advantages that come with these types of investments—and you can reap the rewards at a later date. However, you’re going to have to put in serious work in order to invest this way, and it’s likely not going to be easy or quick. You’re going to have to closely monitor markets and markets around the world so that you can pick up on trends and build a keen understanding of how this affects any potential investment decisions you may need to make down the line.

And while there are no set rules in terms of when you can make these investments, it’s in your best interest to invest in the future when you can rather than in the present—and that can be a tough line to walk when you’re trying to gauge risk and reward ratios.

Why Your Business Needs Fintalent’s Principal Investing Consultants

When it comes right down to it, principal investors have to work hard in order to make returns on money invested. They monitor markets to ensure they are aware of what’s going on related to potential investments. They calculate and decide on risks to take in order to reap rewards for their clients. Without any set rules attached, principal investing is a very daunting task that requires much work. A lot of the burden of deciding on what to invest in can be taken off the shoulders of business managers when they hire Fintalent’s Freelance Principal Investing Consultants. Fintalent’s Principal Investing Experts have a wide variety of experience in Financial Analysis and Investment Management and would help drive the profit seeking motive of investors.

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Hire the best Principal Investing specialists in 2,900+ industries

Fintalent is the invite-only community for top-tier M&A consultants and Strategy talent. Hire global Principal Investing consultants with extensive experience in over 2,900 industries. Our platform allows you to build your team of independent Principal Investing specialists in 48 hours. Welcome to the future of Mergers & Acquisitions!