Hire your Debt Restructuring consultant in 48 hours

Our community connects the world’s top
Debt Restructuring specialists to projects that need execution, now. Reliable. Targeted. Fast.
Selected clients and partners
Madrid, Spain M&A
Manager
7 years experience
  • Debt Restructuring
  • Business Strategy
  • M&A
  • Corporate Finance
  • +11
Hire César
Garland, TX, USA Strategy, M&A
Associate
7 years experience
  • Debt Restructuring
  • Financial Modeling
  • Business Strategy
  • M&A
  • +11
Hire Kaitlan
France / Netherlands / Luxembourg / Switzerland / Spain / Portugal Strategy, M&A
Senior
10 years experience
  • Debt Restructuring
  • Financial Modeling
  • Business Strategy
  • M&A
  • +28
Hire Romain
Lyon, France Strategy, M&A
Associate
8 years experience
  • Debt Restructuring
  • Financial Modeling
  • M&A
  • Financial Analysis
  • +15
Hire Anna
Frankfurt, Germany Strategy, M&A
Senior
10 years experience
  • Debt Restructuring
  • Financial Modeling
  • Business Strategy
  • M&A
  • +7
Hire Adrian
Madrid, Community of Madrid, Spain Strategy
Manager
14 years experience
  • Debt Restructuring
  • Financial Modeling
  • Business Strategy
  • Project Management
  • +1
Hire Ignacio
Bellmore, NY, USA Strategy, M&A
Senior
15 years experience
  • Debt Restructuring
  • Financial Modeling
  • Business Strategy
  • M&A
  • +7
Hire Michael
Vaduz, Liechtenstein Strategy, M&A
Analyst
1 years experience
  • Debt Restructuring
  • M&A
  • Corporate Finance
  • Project Management
Hire Stefan

What do Debt Restructuring consultants do?

Our debt restructuring consultants will work with clients facing distress in order to analyze the problem and then provide them with the best workable solution be it a renegotiation, debt conversion etc.

The world's largest network of Debt Restructuring consultants

Fintalent is the invite-only community for top-tier independent M&A consultants and Strategy professionals. Our Fintalents serve clients in North America, LATAM, Europe, MENA, and APAC.

Hire global freelance M&A consultants and Strategy experts with extensive experience in over 2,900 industries. Our platform allows you to build your team of independent M&A advisors and Strategy specialists in 48 hours. Welcome to the future of Mergers & Acquisitions!

Talent with experience at
World Map

Why should you hire Debt Restructuring experts with Fintalent?

Trusted Network

Every Fintalent has been vetted manually.

Ready in 48h​​​

Hire efficiently. Your M&A team is ready in 2 days or less.​​​​

Specialized Skills​

Fintalents are best-in-class - and specialized in 2,900+ industries.​

Code of Ethics​​

We guarantee highest integrity and ethical principles.​​​

Frequently asked questions

What clients usually engage your Debt Restructuring Consultants?

We work with clients from all over the world. Our clients range from enterprise and corporate clients to companies that are backed by Private Equity or Venture Capital funds. Furthermore, we work directly with Family Offices, Private Equity firms, and Asset Managers. Most of our enterprise clients have dedicated Corporate Development, M&A, and Strategy divisions which are utilizing our pool of Debt Restructuring talent to add on-demand and flexible resources, expertise, or staff to their in-house team.

How is Fintalent different?

Fintalent is not a staffing agency. We are a community of best-in-class Debt Restructuring professionals, highly specialized within their domains. We have streamlined the process of engaging the best Debt Restructuring talent and are able to provide clients with Debt Restructuring professionals within 48 hours of first engaging them. We believe that our platform provides more value for Corporates, Ventures, Private Equity and Venture Capital firms, and Family Offices.

Our Hiring Process – What do ‘Community-Approach’ and ‘Invite-to-Apply’ mean?

‘Invite-to-Apply’ is the process by which we shortlist candidates for the majority of projects on our platform. Often, due to the confidential nature of our clients’ projects, we do not release projects to our whole platform but using the matching technology and expertise of our internal team we select candidates who are the best fit for our clients’ needs. This approach also ensures engagement with our community of professionals on the Fintalent platform, and is a benefit both to our clients and independent professionals, as our freelancers have direct access to the roles best suited to their skills and are more likely to take an interest in a project if they have been sought out directly. In addition, if a member of our community is unavailable for a project but knows someone whose skill set perfectly fits the brief, they are able to invite them to apply for the role, utilizing the personal networks of each talent on our platform.

Which skills and expertise do your Fintalents have?

The Fintalents are hand-picked and vetted Debt Restructuring professionals, speak over 55 languages, and have professional experience in all geographical markets. Our Debt Restructuring consultants’ experience ranges from 3+ years as analysts at top investment banks and Strategy consultancies, to later career C-level executives. The average working experience is 6.9 years and 80% of all Fintalents range from 3-12 years into their careers.

Our Debt Restructuring consultants have experience in leading firms as well as interfacing with clients and wider corporate structures and management. What makes our Debt Restructuring talent pool stand out is the fact that they have technical backgrounds in over 2,900 industries.

How does the screening and onboarding of your Debt Restructuring talent work?

Fintalent.io is an invite-only platform and we believe in the power of referrals and a closed-loop community. Members of our community are able to invite a small number of professionals onto the platform. In addition, our team actively scouts for the best talent who have experience in investment banking or have worked at a global top management consultancy. All of our community-referred talent and scouted talent are subject to a rigorous screening process. As such, over the last 18 months totaling more than 750 hours of onboarding calls, of which only 40% have received an invite-link after the call.

What happens if I am not satisfied with my Debt Restructuring consultant’s work?

During your initial engagement with a member of our Fintalent talent pool with no risk. If you are not satisfied with the quality of your hire for any reason then we are able to find a replacement at short notice. There is no minimum commitment per project, but generally projects last at least 5 days and can last 12+ months.

Everything you need to know about Debt Restructuring

What is Debt Restructuring?

Debt restructuring is a type of balance sheet accounting in which a company renegotiates the terms of its outstanding debt after it has incurred financial losses. It often includes an agreement to reduce the principal amount, along with interest owed and/or other expenses associated with debt repayments.

According to Fintalent’s debt restructuring consultants, a company that cannot meet its financial obligations, may declare bankruptcy or possibly restructure its debts as a way for it to continue operating. Sometimes restructuring may include agreeing to create more favorable terms for its creditors or converting debt into equity in order to consolidate control over assets and reduce future risk.

A company that is struggling with debt obligations may choose to restructure its debt. Often, this will involve a refinancing or sale of the long-term assets that were used as collateral. Debt restructuring can also be used to alleviate problems while waiting for the cash flow situation to improve.

3 main reasons why debt restructuring should occur

1) It can reduce the amount of interest on a loan by moving it onto a larger loan than what was originally taken out and providing new collateral which could improve your credit rating.

2) It can help you to repay the loan faster altogether by allowing you to take out one large loan upfront, as opposed to paying multiple loans every month.

3) It also shows an investor of your company’s initiative and integrity, which could make investors feel more confident in lending to your company in the future.

If a company is making losses then it needs a solution for restructuring debt. Since any lender will not give money on its own, the only way for a poor business to be able to make profits again is through adjustments in working capital or other financing needs. This can be achieved by several methods which helps in reducing the debt of the company.

Debt restructuring is not just about managing stress and change, it changes your vision altogether. It is not just about dealing with creditors, in fact it should also be used to keep your business going on, whether you are buying new assets or working on improving your operations in every aspect.

Debt restructure has many practical benefits to those who avail the service by working closely with various credit consultants. We all know that in this age of information technology and social media, we are now connected to the world in so many ways, be it through mobile or wireless networking.

On one hand you can use this new technology to deal with creditors and on the other hand you can use your own background as an asset for your businesses growth. A good credit consultant is one who can connect you with the appropriate lenders and help you manage different aspects of your businesses debt. To get good advice from a credit consultant you should treat him/her as an advisor and not just a counselor.

Why Should I Restructure My Debt?

The major reason why restructuring debt should happen is that it can lead to lower interest rates and better terms of loan repayment. If your business has a significant amount of debt, you could also be facing other challenges such as restrictive covenants on lines of credit or investments based on new portfolio principles and industry focus. This can be a good time to restructure debt because it allows the company to focus on growing, rather than worrying about debt repayment and the associated payments.

What are the major benefits of restructuring debt?

The main benefit of restructuring debt is that it is one way that a business can reduce its interest costs. For example, if your interest rate on a loan is 7% and you are able to refinance at 5%, you will save approximately 1% in interest. If you renegotiate your payment terms with a lower interest rate or extend the amount of time for repayment, you could save an even greater amount of money on interest.

Restructuring debt can also help a business to grow. For example, in the case of an acquisition loan, providing additional time and funds could allow a borrower to implement its strategy in the most efficient way. This can include a restructuring of fees and interest charges and giving the loan party more time in exchange for increased funds.

A company that chooses to restructure debt will have more liquidity and funds at its disposal as well as access to capital by providing new collateral. This additional financial resources will allow them to attempt new business ventures or make more purchases from suppliers. In terms of working capital, this new capital will allow a company to meet demands and prevent cash flow issues from happening. This will ultimately result in the company being able to provide quality services and products to customers at affordable prices.

Types of Companies That Can Benefit from Debt Restructuring

There are two main types of companies that can benefit from debt restructuring—companies that are already successful, and those trying to improve their profitability. One example of an already successful business that could benefit from debt restructuring is the business owner who has been receiving positive feedback from customers due to his/her customer service. This business owner could use debt restructuring to help expand and grow.

An example of a company that is trying to improve its profitability through debt restructuring is a company that is experiencing a slowdown in business, or needs to focus on improving margins; or even a company that needs more working capital in order to invest and expand. Debt restructuring requires the business owner to have both short-term and long-term goals based on future revenue expectations.

Looking for a different skillset?

Hire related Fintalents

Case studies

Want to become a Fintalent?

Hire the best Debt Restructuring specialists in 2,900+ industries

Fintalent is the invite-only community for top-tier M&A consultants and Strategy talent. Hire global Debt Restructuring consultants with extensive experience in over 2,900 industries. Our platform allows you to build your team of independent Debt Restructuring specialists in 48 hours. Welcome to the future of Mergers & Acquisitions!