Hire best-in-class Asset Allocation consultants & experts

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Asset Allocation specialists to projects that need execution, now.

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What do Asset Allocation consultants do?

Fintalent’s asset allocation consultants bring in a wealth of experience in making asset allocation decisions and by using a mix of mathematical and analytical skills, can help both individuals and corporate organizations make the absolute best asset allocation decisions.

The world's largest network of Asset Allocation consultants

Our Fintalents serve clients in North America, LATAM, Europe, MENA, and APAC.

Talent with experience at
World Map

Hire your Asset Allocation consultant in 48 hours

Fintalent is the invite-only community for top-tier independent M&A consultants and Strategy professionals. Hire global freelance M&A consultants and Strategy experts with extensive experience in over 2,900 industries. Our platform allows you to build your team of independent M&A advisors and Strategy specialists in 48 hours. Welcome to the future of Mergers & Acquisitions!

Sergi

Freelance M&A consultant

Barcelona, Spain
7 years experience

Udayan

Freelance M&A consultant

New York, United States
10 years experience

Ferhat

Freelance M&A consultant

Switzerland
5 years experience

Uhriel

Freelance M&A consultant

United States
12 years experience

Lee

Freelance M&A consultant

Vietnam
4 years experience

Why should you hire Asset Allocation experts with Fintalent?

Trusted Network

Every Fintalent has been vetted manually.

Ready in 48h​​​

Hire efficiently. Your M&A team is ready in 2 days or less.​​​​

Specialized Skills​

Fintalents are best-in-class - and specialized in 2,900+ industries.​

Code of Ethics​​

We guarantee highest integrity and ethical principles.​​​

Frequently asked questions

What clients usually engage your Asset Allocation Consultants?

We work with clients from all over the world. Our clients range from enterprise and corporate clients to companies that are backed by Private Equity or Venture Capital funds. Furthermore, we work directly with Family Offices, Private Equity firms, and Asset Managers. Most of our enterprise clients have dedicated Corporate Development, M&A, and Strategy divisions which are utilizing our pool of Asset Allocation talent to add on-demand and flexible resources, expertise, or staff to their in-house team.

How is Fintalent different?

Fintalent is not a staffing agency. We are a community of best-in-class Asset Allocation professionals, highly specialized within their domains. We have streamlined the process of engaging the best Asset Allocation talent and are able to provide clients with Asset Allocation professionals within 48 hours of first engaging them. We believe that our platform provides more value for Corporates, Ventures, Private Equity and Venture Capital firms, and Family Offices.

Our Hiring Process – What do ‘Community-Approach’ and ‘Invite-to-Apply’ mean?

‘Invite-to-Apply’ is the process by which we shortlist candidates for the majority of projects on our platform. Often, due to the confidential nature of our clients’ projects, we do not release projects to our whole platform but using the matching technology and expertise of our internal team we select candidates who are the best fit for our clients’ needs. This approach also ensures engagement with our community of professionals on the Fintalent platform, and is a benefit both to our clients and independent professionals, as our freelancers have direct access to the roles best suited to their skills and are more likely to take an interest in a project if they have been sought out directly. In addition, if a member of our community is unavailable for a project but knows someone whose skill set perfectly fits the brief, they are able to invite them to apply for the role, utilizing the personal networks of each talent on our platform.

Which skills and expertise do your Fintalents have?

The Fintalents are hand-picked and vetted Asset Allocation professionals, speak over 55 languages, and have professional experience in all geographical markets. Our Asset Allocation consultants’ experience ranges from 3+ years as analysts at top investment banks and Strategy consultancies, to later career C-level executives. The average working experience is 6.9 years and 80% of all Fintalents range from 3-12 years into their careers.

Our Asset Allocation consultants have experience in leading firms as well as interfacing with clients and wider corporate structures and management. What makes our Asset Allocation talent pool stand out is the fact that they have technical backgrounds in over 2,900 industries.

How does the screening and onboarding of your Asset Allocation talent work?

Fintalent.io is an invite-only platform and we believe in the power of referrals and a closed-loop community. Members of our community are able to invite a small number of professionals onto the platform. In addition, our team actively scouts for the best talent who have experience in investment banking or have worked at a global top management consultancy. All of our community-referred talent and scouted talent are subject to a rigorous screening process. As such, over the last 18 months totaling more than 750 hours of onboarding calls, of which only 40% have received an invite-link after the call.

What happens if I am not satisfied with my Asset Allocation consultant’s work?

During your initial engagement with a member of our Fintalent talent pool with no risk. If you are not satisfied with the quality of your hire for any reason then we are able to find a replacement at short notice. There is no minimum commitment per project, but generally projects last at least 5 days and can last 12+ months.

Everything you need to know about Asset Allocation

One of the most important aspects of financial planning is an investor’s asset allocation. Asset allocation encompasses what type and how many securities to allocate for investment purposes, based on an investor’s risk tolerance level and goals.

Asset allocation involves both tactical decisions, such as deciding to invest in a specific sector or investment vehicle, and strategic decisions about how to divide assets between stocks (high risk), cash (low risk) and bonds (medium risk). Asset allocation has a significant effect on long-term returns. By way of example, two people could invest exactly the same amount of capital at the same time in two funds and end up with very different final values due to different asset allocations.

Asset allocation is a process to determine the mix of asset classes that would be used by an investor in order to achieve the investment objective. To achieve this, multiple considerations should be taken into account. This includes personal objectives, financial situation and risk tolerance, as well as the ability of an individual or organization to get highly diversified asset classes from available investments.

Asset allocation in wealth management

Asset allocation is part of wealth management, a broader concept which encompasses long-term investment strategies and planning for retirement as well as other financial goals such as funding college education or starting a business. Every investor has an idea of where they want to go with their money but they don’t have enough information with which to make good decisions.

Fintalent’s asset allocation consultants consider asset allocation to be the most important aspect of wealth management with many ways of approaching the subject. Strategic asset allocation, asset location and tactical asset allocation are three examples of different approaches to this subject. Strategic asset allocation is a long-term approach, while tactical asset allocation refers to a shorter-term approach. Using these models together allows an investor to create a portfolio that best suits their needs and expectations.

Generally speaking, Asset Allocation refers to two types: strategic and tactical.
Strategic asset allocation is a long-term approach to investing, whereas tactical asset allocation refers to a shorter-term approach. This can be compared to a longer term plan versus the smaller steps needed to achieve your goals.

Core principles of Asset Allocation

1) The benefit of diversification outweighs the added risk of one’s specific portfolio.
2) Diversification allows for risks and returns on investments to offset each other, therefore lowering volatility in your portfolio.
3) An investment portfolio should be rebalanced at least annually, or more often if necessary.

Who is Asset Allocation for?

Asset allocation is for those with the desire to invest wisely and achieve their financial goals, but do not want to spend the time to do research regarding various investment opportunities.

How does Asset Allocation work?

Asset allocation is a long-term investment strategy that divides and distributes an investor’s wealth into various types of assets.
There are three basic factors that determine the portfolio’s asset allocations:
1) The risk profile of an investor.
2) The investor’s financial goals.
3) The availability of risk-free assets.

In a nutshell, the best asset allocation is the one that suits the investor’s goals, features risk with sufficient diversification, and continues to grow or maintain at least some of the returns. A complete investment plan will include a security analysis along with an asset allocation strategy that takes into account one’s personal financial situation. An investor should not expect perfect forecasts from their assets because there are too many variables to consider as well as computational bottlenecks in financial services. The investment industry changes quickly and some significant advances are changing how asset allocations are being calculated and managed by financial institutions. The use of ETFs and mutual funds are making an impact on the asset allocation techniques used today.

Basic Asset Allocation Approaches

a) Diversified portfolio
b) Bond portfolio and
c) Equity-based portfolio.

A chosen approach is based on an investor’s appetite for risk and the amount of money being invested in various asset classes, including stocks and bonds. Any of the three types of portfolios can be combined according to the needs of investors for a balanced, diversified portfolio. The aim of all these portfolios is to match a given investment objective with a mix of assets which delivers returns, at least some risk management and investment opportunities with favorable tax consequences due to tax-exempt status.

Every investor has different goals, wants and needs; therefore the objective of wealth management is to help each individual investor reach those goals. In advising people on how to allocate their assets, financial advisors should consider risk tolerance, time horizon and life objective.

Asset allocation can also refer to the placement of the asset within a different tax regulated account. In other words, where you own your stock or funds is just as important as the number of stocks or quantity of shares you own. This aspect of asset allocation can have a large impact on the overall performance of your portfolio.

Asset allocation also implies that this balance will change over time in accordance with personal wealth, risk tolerance and age. The greater a person’s age and financial stability (i.e., good job history), the greater percentage allocated to equity investments like stock or stock mutual funds, while those who are younger may be advised to invest more in lower-risk vehicles such as bonds or bank certificates of deposit.

Investors typically divide the money between two broad categories: domestic investments such as stocks and bonds, which can be sold quickly when the need arises, and international investments such as stocks, bonds, commodities (such as gold), currencies (like the US dollar) and real estate abroad. Within each category, a number of subcategories are typically made, depending on the investor’s investment goals – for example, some investors want to invest in value investments (like bonds or real estate), but also want exposure to growth investments for extra income.

Asset allocation is used by investors as an investment strategy to generate better risk-adjusted returns or to reduce risk through diversification. A good asset allocation plan should be able to balance both growth and potential risk exposure, and it is typically considered best done over many years or even decades.

Before the emergence of modern portfolio theory (MPT), most financial advisers recommended that portfolios contain a sufficient amount of assets that can accommodate your age, expected retirement dates and desired living standard. However, the emergence of MPT shed new light on the asset allocation decision. The theory suggests that one can benefit more by diversifying their portfolio amongst different assets and rebalancing them along the way. Rebalancing involves buying and selling assets when they deviate from their target levels to maintain constant proportions of a portfolio. These strategies can imply higher turnover rates (buying and selling) than previously recommended, which at times may lead to transaction costs impact in reducing returns.

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Hire the best Asset Allocation specialists in 2,900+ industries

Fintalent is the invite-only community for top-tier M&A consultants and Strategy talent. Hire global Asset Allocation consultants with extensive experience in over 2,900 industries. Our platform allows you to build your team of independent Asset Allocation specialists in 48 hours. Welcome to the future of Mergers & Acquisitions!