Hire best-in-class SME financing consultants & experts

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SME financing specialists to projects that need execution, now.

Raising capital for your small or medium sized enterprise is difficult. While there are a number of different forms of capital, many banks and lenders around the world refuse to lend to small and medium size enterprises because they’re considered too risky.

SME lending, which we’ll define as lending that’s been tailored for smaller business sizes, is an excellent way for small businesses to get the funding they need without having their credit risk negatively affect their decision.

The start-up process is a complex one and requires a number of steps. Because it’s been used in the banking sector for some time it has become quite good at this. The problem with using the current system for small businesses, however, is that most banks only use one tool or method for funding SMEs and once they’ve been funded most banks underwrite them to just see how they perform. This means that lenders are stuck with the business without being able to guide it along a better course for future growth.

It’s no wonder then, that without specialist advice most small businesses don’t have an excellent chance of getting the funding they desperately need without negatively affecting their credit score.

A great new funding method for SMEs is starting to grow in popularity all around the world. This method is often called invoice financing and it’s a type of lending that’s designed specifically for small business owners who are looking to get the funding they need to start up, grow, or purchase new equipment.

It’s called invoice financing because it essentially allows a borrower to use invoices as collateral and then to secure an advance against those invoices at a much lower cost than what has traditionally been available. The borrower does this by selling an invoice from his or her business before that invoice has been paid. By selling the invoice, the borrower can ensure that he or she has collateral in place before borrowing the funds from a specific lender and then using those funds for a specific purpose.

This is a far better option than conventional bank financing because it’s an alternative way of getting capital to small businesses that doesn’t negatively affect their credit score.

In addition to lending by invoice, other options are available including: small business loans, corporate financing, equipment leasing, and equity investment. The advantage of each of these forms of funding is that they provide different options for your business and each fits into your unique situation differently.

Depending on your situation you may be able to use more than one option at once. This is called debt stacking and it’s a great way for small businesses to get the funding they need without having to take out several forms of loans that they may not need.

You could, for instance, get a small business loan to pay for your startup costs and then utilize an invoice financing solution to help you get the funding you need when you sell your first batch of products. Over time, as your business grows, you could then switch over from traditional invoicing methods and banking solutions to invoice financing alternatives that provide more steady but lower-interest long term capital. This option can be great because it helps keep your credit score high while providing steady growth potential.

Hire the best SME financing specialists in 2,900+ industries

Fintalent is the invite-only community for top-tier M&A consultants and Strategy talent. Hire global SME financing consultants with extensive experience in over 2,900 industries. Our platform allows you to build your team of independent SME financing specialists in 48 hours. Welcome to the future of Mergers & Acquisitions!

Why should you hire SME financing experts with Fintalent?

Trusted Network

Every Fintalent is exclusively invited and vetted.

Ready in 48h​​​

Hire efficiently. Your M&A team is ready in 2 days or less.​​​​

Specialized Skills​

Fintalents are best-in-class - and specialized in 2,900+ industries.​

Code of Ethics​​

We guarantee highest integrity and ethical principles.​​​

Selected Clients and Partners

Frequently asked questions

Most frequent questions and answers

What clients usually engage your SME financing Consultants?

We work with clients from all over the world. Our clients range from enterprise and corporate clients to companies that are backed by Private Equity or Venture Capital funds. Furthermore, we work directly with Family Offices, Private Equity firms, and Asset Managers. Most of our enterprise clients have dedicated Corporate Development, M&A, and Strategy divisions which are utilizing our pool of SME financing talent to add on-demand and flexible resources, expertise, or staff to their in-house team.

How is Fintalent different?

Fintalent is not a staffing agency. We are a community of best-in-class SME financing professionals, highly specialized within their domains. We have streamlined the process of engaging the best SME financing talent and are able to provide clients with SME financing professionals within 48 hours of first engaging them. We believe that our platform provides more value for Corporates, Ventures, Private Equity and Venture Capital firms, and Family Offices.

Our Hiring Process – What do ‘Community-Approach’ and ‘Invite-to-Apply’ mean?

‘Invite-to-Apply’ is the process by which we shortlist candidates for the majority of projects on our platform. Often, due to the confidential nature of our clients’ projects, we do not release projects to our whole platform but using the matching technology and expertise of our internal team we select candidates who are the best fit for our clients’ needs. This approach also ensures engagement with our community of professionals on the Fintalent platform, and is a benefit both to our clients and independent professionals, as our freelancers have direct access to the roles best suited to their skills and are more likely to take an interest in a project if they have been sought out directly. In addition, if a member of our community is unavailable for a project but knows someone whose skill set perfectly fits the brief, they are able to invite them to apply for the role, utilizing the personal networks of each talent on our platform.

Which skills and expertise do your Fintalents have?

The Fintalents are hand-picked and vetted SME financing professionals, speak over 55 languages, and have professional experience in all geographical markets. Our SME financing consultants’ experience ranges from 3+ years as analysts at top investment banks and Strategy consultancies, to later career C-level executives. The average working experience is 6.9 years and 80% of all Fintalents range from 3-12 years into their careers.

Our SME financing consultants have experience in leading firms as well as interfacing with clients and wider corporate structures and management. What makes our SME financing talent pool stand out is the fact that they have technical backgrounds in over 2,900 industries.

How does the screening and onboarding of your SME financing talent work?

Fintalent.io is an invite-only platform and we believe in the power of referrals and a closed-loop community. Members of our community are able to invite a small number of professionals onto the platform. In addition, our team actively scouts for the best talent who have experience in investment banking or have worked at a global top management consultancy. All of our community-referred talent and scouted talent are subject to a rigorous screening process. As such, over the last 18 months totaling more than 750 hours of onboarding calls, of which only 40% have received an invite-link after the call.

What happens if I am not satisfied with my SME financing consultant’s work?

During your initial engagement with a member of our Fintalent talent pool with no risk. If you are not satisfied with the quality of your hire for any reason then we are able to find a replacement at short notice. There is no minimum commitment per project, but generally projects last at least 5 days and can last 12+ months.

Interested in our invite-only community of tier-1 SME financing experts?

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